First, it’s important to clarify: when you hear someone say £100 Steam card, they are usually referring to a gift card for Steam that has a value of 100 British Pounds (GBP). While many articles and exchange–value guides speak about Steam cards denominated in U.S. Dollars (e.g. “$100 Steam card”), your question is specifically about £100.
So, if you were to convert £100 directly into Nigerian Naira (₦), the value depends on the exchange rate between British Pound (GBP) and Nigerian Naira (NGN) — but also on the market for gift-card trading, which might offer more or less than pure currency conversion.
Current Exchange Rate: GBP to NGN
As of late 2025, the exchange rate from GBP to NGN fluctuates around £1 = ₦1,916–₦1,925 (mid-market rate).
Using that rate:
- £100 → ₦191,600–₦192,500
Thus, purely converting currency, £100 is roughly ₦192,000 (give or take depending on the exact moment of conversion and fees).
Why the Actual Value of a “£100 Steam Card” in Naira Might Differ
That said, the value you get when you trade or sell a Steam gift card is not always equal to the pure currency conversion. There are several important factors:
- Denomination and currency of the card: Many resale/trade markets in Nigeria deal with Steam cards denominated in U.S. dollars — e.g. “$100 Steam card.” Prices for those have a big spread depending on platform, demand, and supply.
- Type of card: Whether it’s a physical card or an e-code (digital). Some platforms pay different rates depending on card type.
- Market demand and platform fees: Gift-card trading platforms adjust rates based on demand, currency volatility, and how many people are buying or selling at a given time.
For example:
- A “$100 Steam card” (USD) — on certain platforms — sells for anywhere between ₦115,000 and ₦200,000 (depending on timing, currency fluctuations, and platform) as of 2025.
- On some platforms, you might only receive ₦110,000–₦120,000 for a $100 Steam card (especially if exchange rates or demand are low).
This shows that the “gift-card market value” often diverges significantly from pure currency conversion.
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What This Means for a £100 Steam Card — Realistic Expectations
Because so many of the published Steam-card rates in Nigeria refer to USD-denominated cards, there is limited data on how much a GBP-denominated card like our £100 Steam card would fetch if sold in Nigeria.
If one were to treat £100 just like converting cash, you’d expect around ₦192,000. But if you try to sell a Steam card as a gift card — likely on a platform accustomed to USD-denominated cards — the amount could be lower (or possibly higher) depending on buyer demand, card acceptance, and rates at that moment.
In short: if you attempt to sell a £100 Steam card in Nigeria, you should be prepared for a wide range:
- Best-case (rare, high demand) — you might get close to the full converted value (near ₦190–200 k).
- More common (given typical USD-card market dynamics) — you might get far less, perhaps ₦110–₦160 k or even lower, depending on exchange rates, card type, and platform.
What to Do If You Have a £100 Steam Card and Want Naira Value
- Check current GBP-to-NGN exchange rate before estimating. Rates fluctuate daily.
- Choose platforms carefully — use trusted, transparent platforms that show live exchange or trade rates for gift cards. These platforms often list values for USD cards; if you have a GBP card, ask support or check if they accept it.
- Compare multiple offers — since value varies widely, compare what different buyers or platforms are offering before selling.
- Be aware of type and origin — whether the card is a physical card or e-code, and whether it’s intended for UK or US Steam wallet; acceptance and payout may differ.
Conclusion
While £100 — at current mid-market exchange rates — is roughly ₦192,000, that figure only reflects currency conversion. If you actually attempt to sell a £100 Steam card for Naira, the value may be quite different because of market dynamics.
Because most Steam-card resale markets in Nigeria deal with USD-denominated cards, it’s difficult to guarantee receiving the full equivalent of ₦192,000. Realistic returns might be significantly lower. If you are considering selling or trading such a card, it’s important to check live rates, compare offers, and understand the risks before you commit.
